Keller Williams Training in Farmington Hills, MI

Time: June 23, 2009 from 9am to 10pm
Location: Keller Williams Farmington Hills
Street: 27555 EXECUTIVE DR
City/Town: Farmington Hills
Website or Map: http://www.866OwnThis.com
Contact Info: 248-553-0400
Event Type: Training
Organized By: Keller Williams www.KathyToth.com
Kathy Toth & Team Guarantee Sale Program Presentation
I have been invited to present the ”Home Selling System” Guarantee Program at Keller Williams in Farmington Hills. Whether you are a buyer, seller, or agent, this meeting will be beneficial to learn the details. More at www.866OwnThis.com or call 866-Own-This ext 1072 to listen to the audio.

Host:Keller Williams Farmington Hills, Michigan
Time:9:00AM Tuesday, June 23rd
Location:Keller Williams Farmington Hills

“Green”  - a buzzword being used by all at the minute. The old saying “Reduce, Reuse, Recycle” has become so popular these days! It seems like ever part of our lives has been touched by the “going green” phenomenon. However, in Real Estate, the idea is just starting to catch on and the effects are fantastic.

“green” homes are what many buyers are interested in these days. According to the National Association of Home Builders (NAHB), as much as 90 percent of home buyers think that energy efficiency is a very important factor when shopping for a home. Also there is some research suggesting that buyers will pay a premium to buy a a “green” home from a developer - allegedly, 61 percent of consumers would spend more than $5,000 upfront to save on utility costs! Green is the buzzword for the moment alright and it looks like it is going to stick around for a while.

However, how can you jump on the green bandwagon and potentially benefit from it?

Well, going green could help you sell your home. Of course we are not talking huge renovations like solar panels or anything like that, however small simple steps which could help lower your energy costs and help make your home a little “greener” and potentially attract more buyers include; Installing appropriate insulation (in walls and ceilings, particularly the attic space!), using high-efficiency windows instead of those that minimally meet the energy code, Purchase/upgrade to Energy Star-rated appliances and install only low-flow water fixtures.

One of the best pieces of advice is to seal all gaps in any walls, doors and windows. This can make a huge difference!

In addition you can, for your own piece of mind also ensure you recycle as much as possible and install energy efficient light bulbs throughout the house to help lower your utility bill. These pay for themselves in around 6 months!

Turn your energy efficient efforts into not just an environment saving project but a selling feature!

Click here to search Ann Arbor Real Estate using our complimentary Ann Arbor Real Estate MLS Search service. Alternatively please contact Kathy Toth and the team if you need more specific assistance in your Ann Arbor Real Estate needs.

www.KathyToth.com
Keller Williams Realty

Kathy Toth and Diana Holding Achieve CDPE Designation

ANN ARBOR- Kathy Toth and Team REALTORS® announced today that Kathy Toth and Diana Holding achieved the Certified Distressed Property Expert (CDPE) designation from the Distressed Property Institute. Toth and Holding join only 1000 agents worldwide that have earned the certification. Diana Holding also holds the Certified Short Sale Specialist designation.

“Historically, a percentage of the real estate market has consistently been in distress,” said Toth.  “With the recent challenges in the subprime lending market, this percentage has grown exponentially. We feel it is important to acquire the specialized knowledge needed to assist home owners in need.”

Rapid growth in what once was a niche market requires agents to gain specialized knowledge and learn new processes that will allow them to successfully assist homeowners in need. The Distressed Property Institute provides the tools and information REALTORS® need to help distressed homeowners avoid foreclosure and move forward with their lives.

Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that REALTORS® such as Toth with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.

He suggested owners in foreclosure or pre-foreclosure should seek out the services of a Distressed Property Expert get every option available to find the best solution for their situation. For more information about short sales, contact Kathy Toth at (866) Own-This, or visit her website at www.KathyToth.com or www.AnnArborShortSale.com.

Find out what it means to work with a CDPE in Ann Arbor, watch the video!

To further enhance the ability to assist Ann Arbor, Michigan homeowners, Toth has a division to handle short sales and foreclosure properties in addition to her company’s Retail Residential Real Estate services. She and her team have the expertise necessary to guide homeowners step by step through the review of 11 options available to avoid foreclosure and alternatives to preserve their credit history. In addition, they are prepared to help buyers trying to maximize their home buying budget through the often complex process of locating, evaluating and purchasing a foreclosure or short sale property. To get a list of distressed properties, just email your request to info@kathytoth.com.

About Kathy Toth and Team
Kathy Toth and Team, REALTORS®, are among top agents nationally and the local Ann Arbor Area. They have been helping individuals and families find a place to call home in all price ranges for 20 years. A Certified Accredited Seller Representative (ASR), Kathy Toth has helped over 2,000 people maximize profits and minimize costs in the sale or purchase of a home. Whether you are looking for your first home or your dream home, planning to relocate, or need to sell for the highest value, the Kathy Toth Team can help. For more information, please call 734.669.0337 or visit www.KathyToth.com.

Related Links
Are You Facing Foreclosure…There is A Better Way Out!
Visit our website for more information

Looking for More Information on Foreclosure or Short Sale?
Our blog has tons of wonderful information

Click here to search all Ann Arbor area Michigan
homes and condos with pictures and tours - FREE!

Thursday, 05 March 2009

Kathy Toth of Keller Williams works with Pro Step Marketing to launch
a new Ann Arbor web site www.KathyToth.com

This real estate-focused marketing site provides clean search for condos, waterfront luxury properties, and multi family investments.  The Kathy Toth Team developed a comprehensive marketing strategy to expand their online presence. The results of this strategy include a custom website with advanced search tools and search engine-friendly content.

Visitors using the new custom website will find easy-to-follow navigation, video library, explanation of Your Home Sold Guaranteed Plan, community information and tours, helpful resource tools, monthly seminars, and advanced property searches. Available properties in Chelsea, Dexter, Ypsilanti, Saline and Ann Arbor, Michigan in the surrounding Washtenaw County area. Real estate markets are now easily accessible to site users - only one or two clicks away. Additionally, site visitors can search specifically for new homes in the Ann Arbor Real Estate Market.

A new search engine optimization program was also implemented that will eventually move the Ann Arbor Real Estate site up in the natural search engine rankings on such major search engines as Yahoo!, Google and MSN. This part of the marketing strategy will lead to more recognition throughout the community and on the Internet.

Kathy Toth and the Team are real estate professionals who go out of their way to assist buyers and sellers. Toth used Pro Step Marketing’s knowledge and experience to guide them through the development of the new website to better assist their clients.

About Kathy Toth and Team

Kathy Toth and Team have been helping clients for 20 years. They are among the top one percent of REALTORS nationally.  Kathy partners with listing partners and buyer representative partners to all client expectations to provide raving fans. Kathy is an associate broker, Accredited Seller Representative, Certified Commercial Investment Member Candidate.

Pro Step Marketing, located in North Carolina, provides web design, consultation and education services to real estate agents across the country. Pro Step Marketing has a team dedicated to pulling all the pieces together so the client Kathy Toth and Team can finally get the results they’ve always wanted from their Ann Arbor area real estate marketing strategy.

Related Links
www.KathyToth.com
Visit our website for everything you want to know about Ann Arbor Real Esate

Search all Ann Arbor Area Real Estate
Please visit our website to set up your personal search criteria

Click here to search all Ann Arbor area Michigan
homes and condos with pictures and tours - FREE!

Often Ann Arbor Home Sellers pay part of the Buyer’s closing costs or prepaid for their loan.  I’d like to start with an example.

If a house costs $300,000 and the seller pays $9,000 of the closing costs, the seller actually nets $291,000. This is done with the blessing of the lender and is disclosed on the HUD statement.  The seller is paying the closing costs, and this is a legal way for the buyer to roll them into the loan.

It is important to note that seller paying concessions are disclosed on the Ann Arbor Multiple Listing Service (MLS). So when the home in our example above is used to determine value for an appraisal on a nearby home, it would be given a sold value of $300,000 and noted concession of $9,000.  Appraisers and REALTORS have this information and can then calculate that $291,000 is the actual value of what the buyer paid for the property.

Before accepting an offer with these terms, it is important to assess the appraisal value of your Ann Arbor property.  If the property does not appraise for the full $300,000, then the buyer’s full loan will be denied.   Working with the appraiser becomes important and knowing what comparables support the property value is imperative.  After 19 years in the business, local lender knowledge is critical too.  Knowing  reputable lenders and their track record is key.  This is the human element of negotiating that supports my value to Sellers as an Accredited Sellers Representative.

Mary’s buyer for her Ann Arbor home had closing costs and she was pleased with her outcome:

Take a look at what some of our other Ann Arbor Home Buyers and Sellers are saying about Kathy Toth and Team!

It is very common for buyers to have sellers pay closing costs.  The main reason is because buyers are often strapped for cash due to the cost of moving, and of course down payment.  It is a Keller Williams philosophy and mine to negotiate a win-win scenario.  Packaging a deal that works for both parties is in all parties’ best interest.

Our buyers agents work closely with lenders before writing offers to know the allowable amounts to negotiate.  Please visit our comprehensive website if you are looking for Ann Arbor real estate information.

To give you an advantage, be sure to contact us or drop by our next Ann Arbor Home Buyer seminar Feb 10th at 6:30 pm.

Ann Arbor Home Sellers Say Goodnight To Home Selling and Good Morning to Home Shopping

Ann Arbor, Michigan

We are so proud to have moved 95 families year to date in 2008. Nothing goes perfectly and in fact when trouble brews that is when a true experienced expert Ann Arbor real estate agent pays off. 

We hired Kathy Toth to sell our home in Saline and suggest you hire her Team.  They sold our house at list in a few weeks in a challenging market.  Communication was excellent, pictures and marketing were outstanding.  We know what poor service was with a previous agent.  Don’t make that mistake.  Just hire Kathy; you get superior systems and resources.  Now we get to shop with our buyer’s agent Vicki who we LOVE.

FOR IMMEDIATE RELEASE:

CONTACT:
Contact Person: Kathy Toth
Company Name: Keller Williams Realty
Voice Phone Number: (734) 669-0337
Email Address: Info@KathyToth.com
Website URL: www.KathyToth.com

Ann Arbor Real Estate Team Creates Michigan Foreclosure/Short Sale RELIEF Division

Ups and downs in the economy are causing more people to go into foreclosure. In fact, the home foreclosure rate in Michigan is up 7.96 percent from September, but down 15.07 percent from October 2007. All told, there were 11,393 filings in the state of Michigan this October, or one for every 396 homes, according to RealtyTrac.com.

Michigan now ranks #7 in the country (behind Nevada, Arizona, Florida, California, Colorado and Georgia) for percentage of homes facing foreclosure filings. 7 out of 10 home owners have not taken action to avoid foreclosure. That’s why a group of local REALTORS® is teaming up to help folks avoid personal and financial ruin.

Jan Yarbrough just dodged the foreclosure bullet. Eighteen months ago, she moved up North to another house and listed her Ann Arbor area home for sale. Jan’s Ann Arbor area home had a $1,800-a-month mortgage and she was paying a second house payment for her other home up North.

Between both mortgages, things got tight and Jan worried about the future. “I was still able to make the bills, but I was living paycheck to paycheck. I had the house listed for a year and then I had to miss payments when it did not sell,” she says.

That’s why Jan turned to The Kathy Toth and Team of Keller Williams Foreclosure Relief Division. The team is made up of experienced REALTORS®, a lender, Title Company and CPA. The Toth Team analyzes each situation carefully to offer the home owner personalized advice. “We’re helping people save themselves from foreclosure. We’re saving neighborhoods, communities and families one home at a time,” says REALTOR® Kathy Toth.

Kathy and her team also helped Jan do a short sale to her bank, which assumed $21,000 in losses she had on the place. Many banks avoid legal fees when taking a short sale vs. a foreclosure. Now Jan and her son are relieved of a mortgage she worried could ruin her. “Plus, foreclosure stays with you forever,” she says, “It’s a permanent part of your credit records.” The short sale process is better on the credit score. She has kind words to say about the Toth Team.

So far this year, Kathy Toth and Team have moved 95 families. The process is confidential and there’s nothing to be embarrassed about. Best of all though, it’s free.  You can visit www.AnnArborShortSale.com to get started or call Kathy’s team at (734) 669-0337.

# # #

Kathy Toth & Team
www.KathyToth.com
Keller Williams Realty

Ups and downs in the economy are causing more people to go into foreclosure. In fact, the home foreclosure rate in Michigan is up 7.96 percent from September but down 15.07 percent from the October 2007. All told, there were 11,393 filings in the state in October, or one for every 396 homes, according to RealtyTrac.com.

Michigan now ranks No. 7 in the country for percentage of homes facing foreclosure filings, behind Nevada, Arizona, Florida, California, Colorado and Georgia.

That’s why we are teaming up to help folks avoid personal and financial ruin.  Seven out of ten home owners have not taken action to avoid foreclosure.

Jan Yarbrough just dodged the foreclosure bullet. Eighteen months ago, she moved up north to another house and listed her Ann Arbor area home.

Jan’s Ann Arbor area house had an $1800-a-month mortgage and another house payment up north.

Between both mortgages, things got tight and Jan worried about the future. “I was still able to make the bills, but I was living paycheck to paycheck,” she says.  I had the house listed for a year and then I had to miss payments when it did not sell.

That’s why Jan turned to the Kathy Toth and Team of Keller Williams foreclosure relief division. The team is made up of realtors, a lender, title company and CPA. They analyze your situation and offer personalized advice. “We’re helping people save themselves from foreclosure. We’re saving neighborhoods, communities and families one home at a time,” says realtor Kathy Toth. 

The team helped Jan do a short sale to her bank, which assumed $21,000 in losses she had on the place. Many banks avoid legal fees when taking a short sale vs. a foreclosure.

Now Jan and her son are relieved of a mortgage she worried could ruin her. “Plus, foreclosure stays with you forever,” she says, ”It’s a permanent part of your credit records.”  The short sale process is better on the credit score.  View the kind words she has to say about the Toth Team here.

So far we have moved 95 families. The process is confidential and there’s nothing to be embarrassed about. Best of all though, it’s free. You can visit http://www.annarborshortsale.com/ to get started.

Kathy Toth of Keller Williams Realty presents:
The Ann Arbor Real Estate Podcast

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December 2008

This month’s edition covers Ann Arbor real estate market activity and then we’ll share three important tips for buying and selling in today’s holiday market.

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Related Links
The Ann Arbor Real Estate Podcast | Click here
Visit our website to listen to previous podcasts

Selling Your Home During the Holidays | Click here
What can you do to sell FAST!

Current Local Market Conditions | Click here
See what is going on in the Ann Arbor Market

Following is a testimonial from a recent closing where I represented the seller who sold their lake home on the Hi-Land Chain-of-Lake so they could move into their dream home (a foreclosure).

Hi-Land Lake Home

Kristi and Steve Delongchamp

Our family has utilized Kathy’s services in the past, so she and her Team were a natural choice.

How would all this ever work? Her staff negotiated one offer and those buyers walked from the deal based on an inspection issue. They came back and we renegotiated a sound deal. All through the process she and her staff returned endless emails and constant phone calls. We closed on time despite a couple obstacles. Even after we closed, Kathy continued to look after our needs by helping us. Kathy and her Team are exceptional – we know the difference. If you ever buy or sell your property let her handle it…because she will. And well, incredibly well, trust us on that. Kristi and Steve Delongchamp

In this tiny lake community just outside of Hell, Michigan you will see people you know everywhere you go. It is truly a micro-town experience, which has a lot to offer. Come visit soon!

Why move to the Hi-Land Chain-of-Lakes? No traffic, no smog, nice people, relaxing commute, fishing, skiing, hiking on the Potawatomie Trail, bird watching, laying on the beach, kayaking, wind surfing, boating, hunting, rafting, no drought, spectacular fresh water … boat into 7 lakes